Your Guide to Saving on Medicare Plans

Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE.

By using this site, you agree to these Terms and Conditions. If you do not agree to all of these Terms and Conditions of use, do not use this site or information provided by MedicareDrugSavings!

MedicareDrugSavings may revise and update these Terms and Conditions at any time. Your continued usage of the MedicareDrugSavings website ("MedicareDrugSavings Site," or the "Site,"or information posted by MedicareDrugSavings on other Internet sites including YouTube and any other site where information from MedicareDrugsavings is seen) will mean you accept those changes.

The Site Does Not Provide Medical Advice

The contents of the MedicareDrugSavings Site Your continued usage of the MedicareDrugSavings website ("MedicareDrugSavings Site," or the "Site,"or information posted by MedicareDrugSavings on other Internet sites including YouTube, Facebook and any other site where information from MedicareDrugsavings is seen), such as text, graphics, images, information obtained from MedicareDrugSavings's licensors, and other material contained on the MedicareDrugSavings Site ("Content") are for informational purposes only. The Content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on the MedicareDrugSavings Site!

If you think you may have a medical emergency, call your doctor or 911 immediately. MedicareDrugSavings does not recommend or endorse any specific tests, physicians, products, procedures, opinions, or other information that may be mentioned on the Site. Reliance on any information provided by MedicareDrugSavings, MedicareDrugSavings employees, others appearing on the Site at the invitation of MedicareDrugSavings, or other visitors to the Site is solely at your own risk.

The Site may contain health- or medical-related materials that are sexually explicit. If you find these materials offensive, you may not want to use our Site.

Children's Privacy

We are committed to protecting the privacy of children. You should be aware that this Site is not intended or designed to attract children under the age of 13. We do not collect personally identifiable information from any person we actually know is a child under the age of 13.

Use of Content

MedicareDrugSavings authorizes you to view or download a single copy of the material on the MedicareDrugSavings Site solely for your personal, noncommercial use if you include the following copyright notice: "©2013, MedicareDrugSavings, LLC. All rights reserved" and other copyright and proprietary rights notices that are contained in the Content. Any special rules for the use of certain software and other items accessible on the MedicareDrugSavings Site may be included elsewhere within the Site and are incorporated into these Terms and Conditions by reference.

The Content is protected by copyright under both United States and foreign laws. Title to the Content remains with MedicareDrugSavings or its licensors. Any use of the Content not expressly permitted by these Terms and Conditions is a breach of these Terms and Conditions and may violate copyright, trademark, and other laws. Content and features are subject to change or termination without notice in the editorial discretion of MedicareDrugSavings. All rights not expressly granted herein are reserved to MedicareDrugSavings and its licensors. If you violate any of these Terms and Conditions, your permission to use the Content automatically terminates and you must immediately destroy any copies you have made of any portion of the Content. You may download and reproduce for distribution the PDF and Word Documents describing the web site on MedicareDrugSavings.org. You may place the name of your business at the top of these documents as suggested on the MedicareDrugSavings.org video.

Liability of MedicareDrugSavings and Its Licensors

The use of the MedicareDrugSavings Site and the Content is at your own risk.

When using the MedicareDrugSavings Site, information will be transmitted over a medium that may be beyond the control and jurisdiction of MedicareDrugSavings and its suppliers. Accordingly, MedicareDrugSavings assumes no liability for or relating to the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the MedicareDrugSavings Site.

The MedicareDrugSavings Site and the content are provided on an "as is" basis. MEDICAREDRUGSAVINGS, ITS LICENSORS, AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE. Without limiting the foregoing, MedicareDrugSavings, its licensors, and its suppliers make no representations or warranties about the following:

The accuracy, reliability, completeness, currentness, or timeliness of the Content, software, text, graphics, links, or communications provided on or through the use of the MedicareDrugSavings Site or MedicareDrugSavings.

The satisfaction of any government regulations requiring disclosure of information on prescription drug products or the approval or compliance of any software tools with regard to the Content contained on the MedicareDrugSavings Site.

In no event shall MedicareDrugSavings, its licensors, its suppliers, or any third parties mentioned on the MedicareDrugSavings Site be liable for any damages (including, without limitation, incidental and consequential damages, personal injury/wrongful death, lost profits, or damages resulting from lost data or business interruption) resulting from the use of or inability to use the MedicareDrugSavings Site or the Content, whether based on warranty, contract, tort, or any other legal theory, and whether or not MedicareDrugSavings, its licensors, its suppliers, or any third parties mentioned on the MedicareDrugSavings Site are advised of the possibility of such damages. MedicareDrugSavings, its licensors, its suppliers, or any third parties mentioned on the MedicareDrugSavings Site shall be liable only to the extent of actual damages incurred by you, not to exceed U.S. $1000. MedicareDrugSavings, its licensors, its suppliers, or any third parties mentioned on the MedicareDrugSavings Site are not liable for any personal injury, including death, caused by your use or misuse of the Site, Content, or Public Areas (as defined below). Any claims arising in connection with your use of the Site, any Content, or the Public Areas must be brought within one (1) year of the date of the event giving rise to such action occurred. Remedies under these Terms and Conditions are exclusive and are limited to those expressly provided for in these Terms and Conditions.

User Submissions

The personal information you submit to MedicareDrugSavings is governed by the MedicareDrugSavings Privacy Policy. To the extent there is an inconsistency between this Agreement and the MedicareDrugSavings Privacy Policy, this Agreement shall govern.

The Site may contain functionality (including blogs, message boards, Ask Our Expert postings, user reviews of drug information, etc.) that allows users to upload content to the Site (collectively "Public Areas"). You agree that you will not upload or transmit any communications or content of any type to the Public Areas that infringe or violate any rights of any party. By submitting communications or content to the Public Areas, you agree that such submission is non-confidential for all purposes.

If you make any such submission you agree that you will not send or transmit to MedicareDrugSavings by email, (including through the email addresses listed on the "Contact Us" page) any communication or content that infringes or violates any rights of any party. If you submit any business information, idea, concept or invention to MedicareDrugSavings by email, you agree such submission is non-confidential for all purposes.

If you make any submission to a Public Area or if you submit any business information, idea, concept or invention to MedicareDrugSavings by email, you automatically grant-or warrant that the owner of such content or intellectual property has expressly granted-MedicareDrugSavings a royalty-free, perpetual, irrevocable, world-wide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display the communication or content in any media or medium, or any form, format, or forum now known or hereafter developed. MedicareDrugSavings may sublicense its rights through multiple tiers of sublicenses. If you wish to keep any business information, ideas, concepts or inventions private or proprietary, do not submit them to the Public Areas or to MedicareDrugSavings by email. We try to answer every email in a timely manner, but are not always able to do so.

User Submissions — Image, Video, Audio Files

You agree to only post or upload Media (like photos, videos or audio) that you have taken yourself or that you have all rights to transmit and license and which do not violate trademark, copyright, privacy or any other rights of any other person. Photos or videos of celebrities and cartoon or comic images are usually copyrighted by the owner.

To protect your privacy, you agree that you will not submit any media that contains Personally Identifiable Information (like name, phone number, email address or web site URL) of you or of anyone else. Uploading media like images or video of other people without their permission is strictly prohibited.

By uploading any media on the MedicareDrugSavings site, you warrant that you have permission from all persons appearing in your media for you to make this contribution and grant rights described herein. Never post a picture or video of or with someone else unless you have their explicit permission.

It is strictly prohibited to upload media of any kind that contain expressions of hate, abuse, offensive images or conduct, obscenity, pornography, sexually explicit or any material that could give rise to any civil or criminal liability under applicable law or regulations or that otherwise may be in conflict with these Terms and Conditions, and the MedicareDrugSavings Privacy Policy.

You agree that you will not upload any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or this Web site.

By uploading any media like a photo or video, (a) you grant to MedicareDrugSavings a perpetual, non-exclusive, worldwide, royalty-free license to use, copy, print, display, reproduce, modify, publish, post, transmit and distribute the media and any material included in the media; (b) you certify that any person pictured in the submitted media (or, if a minor, his/her parent/legal guardian) authorizes MedicareDrugSavings to use, copy, print, display, reproduce, modify, publish, post, transmit and distribute the media and any material included in such media; and (c) you agree to indemnify MedicareDrugSavings and its affiliates, directors, officers and employees and hold them harmless from any and all claims and expenses, including attorneys' fees, arising from the media and/or your failure to comply with these the terms described in this document.

MedicareDrugSavings reserves the right to review all media prior to submission to the site and to remove any media for any reason, at any time, without prior notice, at our sole discretion

Passwords

MedicareDrugSavings may develop tools that allow you to record and store information. You are responsible for taking all reasonable steps to ensure that no unauthorized person shall have access to your MedicareDrugSavings passwords or accounts. It is your sole responsibility to (1) control the dissemination and use of sign-in name, screen name and passwords; (2) authorize, monitor, and control access to and use of your MedicareDrugSavings account and password; (3) promptly inform MedicareDrugSavings if you believe your account or password has been compromised or if there is any other reason you need to deactivate a password. You grant MedicareDrugSavings and all other persons or entities involved in the operation of the Site the right to transmit, monitor, retrieve, store, and use your information in connection with the operation of the Site. MedicareDrugSavings cannot and does not assume any responsibility or liability for any information you submit, or your or third parties' use or misuse of information transmitted or received using MedicareDrugSavings tools and services.

MedicareDrugSavings Community and Member to Member Areas ("Public Areas")

If you use a Public Area, you are solely responsible for your own communications, the consequences of posting those communications, and your reliance on any communications found in the Public Areas. MedicareDrugSavings and its licensors are not responsible for the consequences of any communications in the Public Areas. In cases where you feel threatened or believe someone else is in danger, you should contact your local law enforcement agency immediately. If you think you may have a medical emergency, call your doctor or 911 immediately.

In consideration of being allowed to use the Public Areas, you agree that the following actions shall constitute a material breach of these Terms and Conditions:

Using a Public Area for any purpose in violation of local, state, national, or international laws;

Posting material that infringes on the intellectual property rights of others or on the privacy or publicity rights of others;

Posting material that is unlawful, obscene, defamatory, threatening, harassing, abusive, slanderous, hateful, or embarrassing to any other person or entity as determined by MedicareDrugSavings in its sole discretion;

Posting advertisements or solicitations of business;

After receiving a warning, continuing to disrupt the normal flow of dialogue, or posting comments that are not related to the topic being discussed (unless it is clear the discussion is free-form);

Posting chain letters or pyramid schemes;

Impersonating another person;

Distributing viruses or other harmful computer code;

Harvesting, scraping or otherwise collecting information about others, including email addresses, without their identification for posting or viewing comments;

Allowing any other person or entity to use your identification for posting or viewing comments

Posting the same note more than once or "spamming"; or

Engaging in any other conduct that restricts or inhibits any other person from using or enjoying the Public Area or the Site, or which, in the judgment of MedicareDrugSavings, exposes MedicareDrugSavings or any of its customers or suppliers to any liability or detriment of any type.

MedicareDrugSavings Reserves the Right (but is Not Obligated) to Do Any or All of the Following:

Record the dialogue in public chat rooms.

Investigate an allegation that a communication(s) do(es) not conform to the terms of this section and determine in its sole discretion to remove or request the removal of the communication(s).

Remove communications which are abusive, illegal, or disruptive, or that otherwise fail to conform with these Terms and Conditions.

Terminate a user's access to any or all Public Areas and/or the MedicareDrugSavings Site upon any breach of these Terms and Conditions.

Monitor, edit, or disclose any communication in the Public Areas.

Edit or delete any communication(s) posted on the MedicareDrugSavings Site, regardless of whether such communication(s) violate these standards.

MedicareDrugSavings or its licensors have no liability or responsibility to users of the MedicareDrugSavings Site or any other person or entity for performance or nonperformance of the aforementioned activities.

Searches and Links to Other Sites

MedicareDrugSavings may provide links to third-party web sites MedicareDrugSavings does not recommend and does not endorse the content on any third-party websites. MedicareDrugSavings is not responsible for the content of linked third-party sites, sites framed within the MedicareDrugSavings Site, third-party sites provided, and does not make any representations regarding their content or accuracy. Your use of third-party websites is at your own risk and subject to the terms and conditions of use for such sites. MedicareDrugSavings does not endorse any product, service, or treatment on the MedicareDrugSavings Site.

Indemnity

You agree to defend, indemnify, and hold MedicareDrugSavings, its officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Terms and Conditions.

General

MedicareDrugSavings is based in Atlanta, Georgia. MedicareDrugSavings makes no claims that MedicareDrugSavings, and the Content are appropriate or may be downloaded outside of the United States. Access to the Content may not be legal by certain persons or in certain countries. If you access the MedicareDrugSavings information from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

The following provisions survive the expiration or termination of this Agreement for any reason whatsoever: Liability, User Submissions, User Submissions – image, video, audio files, Indemnity, Jurisdiction, and Complete Agreement.

Jurisdiction

You expressly agree that exclusive jurisdiction for any dispute with MedicareDrugSavings, or in any way relating to your use of the MedicareDrugSavings Site, resides in the courts of the State of Georgia and you further agree and expressly consent to the exercise of personal jurisdiction in the courts of the State of Georgia in connection with any such dispute including any claim involving MedicareDrugSavings or its affiliates, subsidiaries, employees, contractors, officers, directors, telecommunication providers, and content providers.

These Terms and Conditions are governed by the internal substantive laws of the State of Georgia, without respect to its conflict of laws principles. If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any of these Terms and Conditions shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

Notice and Takedown Procedures; and Copyright Agent

If you believe any materials accessible on or from the Site infringe your copyright, you may request removal of those materials (or access thereto) from this web site by contacting MedicareDrugSavings's copyright agent (identified below) and providing the following information:

Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include a copy or the location (e.g., URL) of an authorized version of the work.

Identification of the material that you believe to be infringing and its location. Please describe the material, and provide us with its URL or any other pertinent information that will allow us to locate the material.

Your name, address, telephone number and (if available) e-mail address.

A statement that you have a good faith belief that the complained of use of the materials is not authorized by the copyright owner, its agent, or the law.

A statement that the information that you have supplied is accurate, and indicating that "under penalty of perjury," you are the copyright owner or are authorized to act on the copyright owner's behalf.

A signature or the electronic equivalent from the copyright holder or authorized representative.

MedicareDrugSavings's agent for copyright issues relating to this web site is as follows:

MedicareDrugSavings LLC
info@MedicareDrugSavings.org

Complete Agreement

Except as expressly provided in a particular "legal notice" on the MedicareDrugSavings Site, these Terms and Conditions constitute the entire agreement between you and MedicareDrugSavings with respect to the use of the MedicareDrugSavings Site, and Content.

Thank you for your cooperation. We hope you find the MedicareDrugSavings.org Site helpful and convenient to use!